Posts by Robert J. Los Insurance Agency
How to Allergy-Proof Your Car and Garage
As seen on HowStuffWorks: Probably the last place you expect allergen overload is in your car. You don’t live in it, (although sometimes it seems that way), but you do shed skin flakes, spill coffee, and let mold spores in unknowingly. The dear old auto needs a little attention, too, and this is how you…
Read MoreYearly Disaster Preparation Check-Up
As seen on Mercury Insurance: When was the last time you thought about an emergency-preparedness plan? “Never,” is the answer most people would give, which could have terrible consequences if you happen to be caught in the middle of a disaster. According to the Federal Emergency Management Agency (FEMA), natural disasters in the U.S. have increased…
Read MoreA Household Inventory – Well Worth the Time
What is a household inventory and why do I need one? [Read More] For any additional questions about insurance, go ahead and contact Robert J. Los Insurance Agency, located in Hamburg! Robert J. Los Insurance Agency offers many forms of insurance in a technology-friendly office. Contact Robert J. Los Insurance Agency, today!
Read MoreNew Automotive Technologies Could Lower Accident Rates & Premiums for Consumers
As seen on Mercury Insurance Group: Improvements in automotive technology, including seat belts, airbags, antilock brakes and electronic stability control have significantly reduced accidents, fatalities and injuries to record low levels. These safety features have helped decrease the injury rate per vehicle-mile driven more than 50 percent since 1988, according to Mercury Insurance and the National Highway…
Read MoreReplacement-Cost Coverage: a Wise Investment
I just bought a home and would like to insure it against damage or destruction. How can I be sure I will be financially able to repair or rebuild in the event of a catastrophe, such as a fire? [Read More] For any additional questions about insurance, go ahead and contact Robert J. Los Insurance Agency,…
Read MoreDocuments Needed in a Personal Liability Claim
Have you recently been in an accident that left you injured? There are a variety of documents and forms of evidence you will need to have to make a personal injury claim. Compiled are some tips for you to handle a personal injury claim smoothly: You’ll be required to provide photographs of the accident’s location…
Read MoreFactors Impacting Your Auto Insurance Premium
Despite popular belief, you are in control of your auto insurance premiums. Your coverage decisions and lifestyle habits determine your risk factor and how insurance companies decide your premium. Consider these factors when wondering why your insurance premium has just increased: Coverage & Deductibles – The specific coverage options you choose determines your monthly premium price. Also, if you…
Read MoreMake Your Business More Energy Efficient
Use These Tips To Keep Your Business Green This Year Going green no longer seems like it will be a passing fad. In fact, half of business owners surveyed by the Cox Conserves Sustainability Survey reported that they think sustainable workplaces are going to become the new norm for businesses in just five years. It…
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