Who Needs Tornado Insurance?

Robert J. Los Insurance Agency

Do you need to secure insurance protection against tornadoes? If you live in an area prone to tornadoes, then you may assume that your policy includes coverage for these natural disasters. But is that really the case? Here’s what homeowners need to know about securing coverage for tornado damages. Tornado Prone Areas While tornadoes can occur anywhere,…

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How to Avoid Common Home Insurance Claims

Robert J. Los Insurance Agency

How you can prevent these common home insurance claims. As a homeowner, you never want to pay more for your insurance than you have to. The best way to keep insurance costs down is by avoiding claims. Here are some of the most common types of home insurance claims and what you can do to prevent them. Burglary A…

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Securing Adequate Auto Insurance for Your Risks

Robert J. Los Insurance Agency

Deciding if you have adequate car coverage. Almost every state in the U.S. requires its drivers to carry some minimum level of auto insurance. However, insurance experts across the board agree that these insurance minimums are not enough coverage to protect against all your risks. But how much auto insurance is enough? Here’s what you need to know. The…

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Make Your Business More Eco-Friendly

Robert J. Los Insurance Agency

Try out these suggestions to make your business greener. As a business owner, there are many things that you can do to make your business more environmentally friendly. Making these changes is usually very easy while still having a significant impact. Want to make your business greener? Then here are some of the suggestions you should try. Go…

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Try Out These Tips to Reduce Business Interruptions

Robert J. Los Insurance Agency

Shorten your business interruption with these tips. If you are hit with a natural disaster, then dealing with damage to your business is just the start. The emergency event might also bring your normal business operations to a screeching halt. Because you do not have revenue coming in during a business interruption, it’s best to minimize the…

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Securing Insurance Coverage While You Move

Protecting your belongings as you move. Moving places your personal possessions in grave danger. This is why many homeowners are curious about securing personal property insurance to protect their belongings as they move. Here’s what you need to know about insuring your move. Your Existing Home Insurance Policy Offers Coverage Most homeowners are aware that their homeowners…

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Does Being a Homeowner Help You Save on Car Insurance?

Robert J. Los Insurance Agency

The truth about homeowners saving money on their auto insurance. You may have heard many people insist that owning a home means that you can access lower auto insurance rates. But is there truth to this claim? Here’s how homeownership affects your car insurance costs. Bundling Home and Auto One reason auto insurance is cheaper for some homeowners is…

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What’s the Difference: Home Insurance Vs. Home Warranty

Robert J. Los Insurance Agency

How can you tell the difference between home insurance and home warranties? When you start looking at home insurance, you might also see companies offering home warranties. Oftentimes, homeowners get confused between these two coverage options and assume that they are interchangeable. While they may seem similar, home insurance policies and home warranties are actually quite different. Here’s what you need…

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Top 10 OSHA Violations to Watch Out For

Robert J. Los Insurance Agency

Learn about the most common workplace injuries. While every business faces their own risks, there are certain workplace hazards that are more prevalent than others. When business owners know about these common risks, they can take steps to protect against them. To make your place of business safer for everyone, here are OSHA’s top ten most frequently…

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