Robert J Los Insurance Agency
  • Welcome
  • About Us
  • Products
    • PERSONAL INSURANCE
    • COMMERCIAL INSURANCE
    • BONDS
    • OTHER INSURANCE
  • Companies
  • Resources
  • FAQs
  • Contact Us
  • Request a Quote
  • More
    • Welcome
    • About Us
    • Products
      • PERSONAL INSURANCE
      • COMMERCIAL INSURANCE
      • BONDS
      • OTHER INSURANCE
    • Companies
    • Resources
    • FAQs
    • Contact Us
    • Request a Quote
Robert J Los Insurance Agency
  • Welcome
  • About Us
  • Products
    • PERSONAL INSURANCE
    • COMMERCIAL INSURANCE
    • BONDS
    • OTHER INSURANCE
  • Companies
  • Resources
  • FAQs
  • Contact Us
  • Request a Quote

Bonds

A close-up of a hand holding a pen, about to write on a check with a visible dollar sign

Navigating Bonds Made Simple

Understanding exactly what a bond is and when one is needed can be a complicated issue. We are here to discuss what types of bonds are available and to guide you through the process.


What is a Bond?

A bond is an agreement between three parties:


  • Obligee (party requiring the bond)
  • Principal (a party that performs the duties in a contract)
  • Surety (insurance company)

The surety guarantees that the principal will fulfill a debt or an obligation to the obligee. Here are a few common types of bonds that we offer, but not limited to:

  • New York State Liquor Bond
  • Utility Bond
  • Motor Vehicle Dealer Bond

  • Lost Instrument Bond
  • License & Permit Bond
  • Employee Dishonesty Bond

  • Janitorial Bond
  • Probate Bond
  • Construction Bond

*Although we offer many different types of bonds, we specialize in New York State Liquor Bonds. We have the ability to issue these bonds in house, and we provide same day turn around service!


4167 Legion Dr. Hamburg, NY 14075  

6455 Lake Ave. Orchard Park, NY 14127


Copyright © 2025, Robert J Los Insurance Agency. All Rights Reserved.

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