Strategies to Stay Safe While Shopping Online

Employ these strategies to stay safe while shopping online.

If you are planning on doing a lot of your holiday shopping online, then it’s important that you take precautions to protect yourself.  Try out these tips to safeguard yourself as you shop online.

  • Stay on Trusted Sites

Now is not the time to try out a new company.  Instead, the best way to stay safe is by limiting your shopping to sites that you know and trust.  Additionally, before you check out, make sure that you check that a website is legitimate.  Some wily hackers create fake websites for real retail companies to gain access to the credit card information of unsuspecting shoppers.

  • Do Not Give Out Information

You should be extremely wary of websites that ask you for personal information.  For instance, if a site prompts you to enter your birthday or social security number, then this is a clear indication that this site isn’t legitimate.  The only information a retailer should ask you for is your shipping address, billing information, and credit card information.  On some occasions, they might ask for your email and phone number as well.

  • Check Your Credit Card Statements

Finally, it’s important to check your bank statements frequently.  Do not wait till the end of the month to review your statement and check your purchases.  Instead, you should check your statement every time an online order goes through.  This way you will be able to catch any fraudulent activity or double charges right away.  You might also want to enable alerts that notify you every time your credit card is used.  This will help you keep track of your purchases.

Try out these strategies to help you stay safe while shopping online.  Want another way to protect yourself this holiday season?  Then make sure you have the proper insurance protections in place.  To find the right coverage to address your needs, contact the experts at Robert J. Los Insurance Agency in Hamburg, New York.  Our dedicated team is ready to assist you with all your insurance needs.