PERSONAL INSURANCE

personal

Insurance is one of those things that you know you need, but how much do you actually know about it?  You may need several different types of coverage to make sure that you and your family are properly covered to avoid situations that may put your financial future at risk.  Discover some of the most common types of personal Insurance offered and let us help you find what’s best for you.

  • Automobile Insurance– New York State requires you to carry liability insurance on all registered automobiles.  The basic auto policy comes with liability and property damage coverage as well as personal injury protection and uninsured motorist coverage.  However, it is important to know that you can also purchase additional coverage to protect your vehicle, you and your family.
  • Homeowners Insurance– Homeowners insurance policies can cover you for losses to your home, its contents, loss of use (additional living expense) or loss of other personal possessions in the event of a covered loss.  It also protects you for personal liability.  There are many different types of policies available with different coverage selections, so give us a call to discuss your options.
  • Umbrella Insurance– An umbrella policy is additional liability coverage that you can purchase that will be in excess of specified other polices that you may carry.  For example, an umbrella policy may be excess over your auto and homeowners policies.   Umbrella carriers require you to carry specific coverage limits on the policies that are being covered.

The Robert J. Los Insurance Agency can also help you with any number of the following products.  Please give us a call as we would love to put together an insurance proposal just for you!

  • Classic/Antique Auto
  • Motorcycle
  • ATV
  • Personal Watercraft
  • Snowmobile
  • Condominium
  • Flood
  • Renters
  • Travel Trailer/Motorhome
  • Mobile Home
  • Landlord
  • Dwelling Fire
  • Airplane
  • Builders Risk
  • Inland Marine

Be sure to ask us about bundling your home and auto for additional savings!